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    四级作文范文模版34篇[ 满分作文 ]

    满分作文 发布时间:2024-01-29 10:00:02 更新时间:

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    四级作文范文模版 第一篇Nowadays,there is a growing concern over such a phenomenon that_ .如今,人们越来越关注这种现象——(这是第一步,提出观点。)Different peo...

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    四级作文范文模版 第一篇

    Nowadays,there is a growing concern over such a phenomenon that_ .

    如今,人们越来越关注这种现象——(这是第一步,提出观点。)

    Different people have different views people think that_____, others argue that __________.

    不同的人有不同的观点,一些人认为——,其他人认为——(继续观点。)

    As far as I am concerned, I agree with the opinion that one thing,I firmly believe that another, think of________.

    就我而言,我同意这样的观点——。首先,我坚信——。另外,——。想想——。(论证观点。)

    Taking all these factors into consideration(Form what has been discussed above),we may safely come to the conclusion if_______can we _______,just as the saying goes,________________.

    把所有这些因素考虑进去(形成上面已经考虑过的),我们可以有把握地得出这样的结论——。除非——我们可以——,正如俗话说的,——。(以此结束论点。)

    It is quite natural for ________to ponder over the question of whether to _______________.

    Many _________will choose not to______________,generally for three the one hand, the other hand, importantly,, oher people adopt a completely different view,thinking that_____________.

    Moreover,(此外) they further argue that___________.

    From what we have discussed above,we can draw the conclusion that the question quite depends on personal my own eyes,________.

    Until recently most people hold hostile attitudes people view it as_____________while others consider it____________.

    Recent research,however,shows that___________is of great benefit in many tell us, enougu, most remarkable thing about_______is that_______.

    Now we can draw the conclusion strongly advocate that we should make good use of it to_________.

    If the Chinese people even want to improve their life quality, the problem of __________ has to be solved. With more and more people _______, this problem is becoming more and more serious in terms of scale and scope.

    First of all,_________. What’s more,__________. Only when all the people stop pursuing personal interests at the price of ________ can we hope to put an end to this unfavorable situation.

    The _________ is of great importance to every member of our society. As long as the government, society and individuals make joint efforts, a sound solution is not far away.

    During the last decade, there has been a steady rise in the number of _________. In detail,________.

    Three reasons, in my mind, account for this social phenomenon. First and foremost,__________. Moreover,_________. In addition,___________. As a result,__________.

    Personally, I firmly believe that the problem derives from __________. Thus, if the government make relevant policies and take relevant measure to __________, the problem can be readily solved in __________.

    四级作文范文模版 第二篇

    With the Internet playing an increasingly important role in our daily life,more and more people tend to shopping on this phenomenon,different people hold different opinions.

    Some people are in favor of online shopping because of it has a lot of of all,shopping online is convenience,you can quickly choose the goods you need just by clicking the mouse rather than go a large variety of consumer goods online,you have many options that will lead to a great fit for goods to buy at a low is cheaper than specialty do not prefer for the reasons listed start with,due to the virtuality of the Internet and the lack of sellers’ credit,the quality of online goods is usually hard to be this reason,many customer was deceived into the ’s worse,Internet transaction is not secure example,the password of some people’s bank accounts may be leaked out when they shop online.

    From my point,shopping online makes life more convenient for advantages outweigh the shopping online has flaws,they can be solved gradually with the development of our society and technology.

    四级作文范文模版 第三篇

    Walking on campus, you always find that you are surrounded by enonnous posters for college are various organizations catering for students' different interests,sucb as Football Club,tbe Guitar Society,the Pop Music Society,and Society of photograpbers,and the Volunteer's Society,etc.

    The reason why some students are so entbusiastic about college societies is mainly that they can obtain what they can't get from tbe societies,students will develop their interests and talents,and gain opportunity to communicate with others, which can help them grow into men or women of all-round development.

    Taking all tbe above into consideration,I think it is advisable for students to participate in some activities can help them relax after hard work and add enjoyment and excitement to their campus societies provide students with opportunities to contact witb more people and prepare tbem for life outside campus. Apart from outstanding acadernic acbievements,the modem society requires of young students many qualities,such as being cooperative,innovative, responsible and the students' participating in college societies is a practical approach for their comprehensive development.(188 words)

    走在大学校园里,你总是会发现,你被大量的大学社团的海报包围了。为满足学生不同的兴趣,这里有各种各样的组织,比如足球俱乐部、吉他社团、流行音乐社团,还有摄影社团和志愿者社团等等。

    一些学生对大学社团如此热情的原因,主要在于他们能够获得从课堂上无法得到的东西。此外,在社团里,学生们会发展他们的兴趣和天赋,并有机会与他人交流,这能够帮助他们成长为全面发展的人。

    考虑到以上所有因素,我认为学生参加一些社团是可取的`。课外活动能帮助他们在辛苦地学习之后得以放松,并为他们的校园生活增添乐趣和剌激。另外,大学社团为学生提供与更多的人接触的机会,并为他们校外的生活做准备。除了出色的学术成就,现代社会需要年轻的学生有许多素质,比如能与人协作、有创新精神、负责任,而且学生参加大学社团对他们的综合发展来说,是很实用的方式。

    四级作文范文模版 第四篇

    Frustration is unavoidable in life. Faced with frustration, some people are defeated while others conquer it and succeed. In the long history of human beings, many people have set a good example for us.

    Strong-minded person cannot be defeated by frustration. It is frustration that will breed success. Zhang Haidi is a case in point. Disabled as she is, she obtained the master degree in Philosophy and acquired four foreign languages. As far as we know, Edison had made experiments for eight thousand times on more than seven thousand kinds of materials before the electric light was invented. As the old saying goes, our greatest glory consists not in falling, but in rising every time we fall.

    All in all, when the unexpected frustration comes, we must set up the courage to conquer it. Furthermore, we should learnfromour failures so that we steer ourselves through failures next time and embark on the road to success.

    四级作文范文模版 第五篇

    we can know from the picture that most of students like reading popular novel instead of reading science,poetry. from this we can know different people have different addiction to(preferences for) books.

    different people have different addiction to(preferences for) books. they read different books just to meet their different needs. because different people have different meets to read the different kinds of books. from this we can also see that different people have different intentions and notions. so they choose the different things to meet their needs in every facet in life.

    i like reading poetry because i think poetry can make me calm,pleased,comfort(comforted),(and) i can see many beautiful thing(things) in the poetry.

    四级作文范文模版 第六篇

    Security issue may sound clichd,but when it comes to the campus security,we have to take it seriously. Nearly every day,there are reports to the security office on campus that valuable things are stolen away. A surrounding with stealing,mugging cant be worse for studying. In such cases,what measures should be taken to improve the campus security?

    On the one hand,we students should strengthen our security awareness. Once we smell out something unusual,we should report it to the campus guard immediately. On the other hand,more equipment such as monitors should be installed on campus so as to detect crimes as soon as possible. Besides,a proper amount of security guards should be arranged to patrol the campus.

    四级作文范文模版 第七篇

    On the Low—carbon Life

    Recently,it is very popular to live a low—carbon life.It not only results.

    Living a low—carbon life is of great importance to every one.First of all,it can protect the environment to a great extent.Second,it can save the limited natural resources and energy,and will leave a better world for our offspring.it is a healthy lifestyle and will help mould a harmonious social atmosphere.

    Therefore,how to create a low—carbon life is necessary for us to consider.To begin with,we should save the energy,such as the electricity,water and domestic gas.Second,when we go out we can walk or ride a bike instead of by car.Third,we should not use the plastic bags which are hard to break down.If so,we can live a low—carbon life and gain the happiness of it.(158 words).

    四级作文范文模版 第八篇

    As a product of modern computer and the Internet, online games have become very popular among college students. Many students have enjoyed great pleasure and satisfaction from these games. But as we see, some students lacking self-discipline are too much indulged in these games so that their health and academic performances are affected. This phenomenon has caused much worry from the teachers and parents.

    However, some others argue that online games are not always harmful. They can train the ability of youngsters to respond to things quickly. Moreover, they can stimulate their imagination and their interest in computer science. More importantly, it does bring college students much pleasure and release their pressure greatly.

    From my point of view, online games are a wonderful entertainment if you play them in a clever way. When they interfere too much with your study, it is better for you to give them up at once. But if you have enough self-control over them, you can certainly obtain real pleasure and benefit a lot from them.

    四级作文范文模版 第九篇

    Many people believe that the worlds supply of fresh water will never be used up. They think that fresh water comes from such a variety of sources that it is always sufficient for use. Such an opinion leads to a shocking waste of water.

    As a matter of fact,the earth is short of fresh water. Furthermore,with the rapid growth of the worlds population,the rising demand for water by industry,and the serious pollution of our surroundings,the world is facing the danger of running out of fresh water. Actually,in some big cities,fresh water cannot meet the daily needs.

    Therefore,to find new ways to save water is an urgent task. First,we should pass strict laws to control any waste of water. Second,scientists must work even harder to purify sea water and polluted water,and try to find substitutes to reduce the use of fresh water.

    四级作文范文模版 第十篇

    Dear Mr. / Miss Editor,

    I am a student from Tsinghua University and I am writing to you about my experience of buying a dictionary and my complaint about the service of a bookstore.

    It was about a month ago. I went to a bookstore nearby the university to buy an English dictionary. It was only after I paid for the dictionary and returned to school that I found some pages were missing. But when I went back to the bookstore to tell them about the matter, they said that I should have checked the dictionary before I left the store. According to them, it was my fault and they hold no responsibility for the whole matter.

    What I want to say is that sincerity and enthusiasm are vital to the survival of service industries in such a market economy featured by fierce competition. It was quite easy for them to change the dictionary for me but they refused to do so. They will lose all customers if they persist in doing so. I hope that this letter can draw the attention of the whole society and that the problem can be solved as soon as possible.

    Best regards.

    Yours sincerely

    Li Ming

    四级作文范文模版 第十一篇

    The Internet has penetrated every aspect of daily life and exerted a huge impact on our work and study. For example, Microblogs and Wechat are two forms of new media. Various people, regardless of their age, gender or background, are involved in creating their own microblogs and using Wechat.

    There has been much controversy over whether the new technology is a boon or a bane. Some people believe that the Internet is a great asset. Modern technology considerably alters the way people communicate with each other. Also, people can now acquire useful information online with a click of the mouse. However, there is a growing concern about the potential drawbacks of the Internet, especially in terms of personal security. For example, WeChat may expose one’s location to strangers by positioning function, cheat one’s friends by faking identity, and lose one’s money in the electronic wallet.

    Owing to the accelerated pace of contemporary life, people’s work and life are increasingly confined to a narrow space. However, in face of new technology, we should be prudent. One should make sensible use of technology, being a master rather than a slave of it.

    四级作文范文模版 第十二篇

    we can know from the picture that most of students like reading popular novel instead of reading science, poetry. from this we can know different people have different addiction to(preferences for)books.

    different people have different addiction to(preferences for)books. they read different books just to meet their different needs. because different people have different meets to read the different kinds of books. from this we can also see that different people have different intentions and notions. so they choose the different things to meet their needs in every facet in life.

    i like reading poetry because i think poetry can make me calm, pleased, comfort(comforted), (and)i can see many beautiful thing(things)in the poetry.

    四级作文范文模版 第十三篇

    Everyone has his ideals. A businessman wishes to make greater profit; a farmer expects plumper harvests; a student tries to learn more and better.

    However,one should be sensible about whether his ideal is well founded or not. If it is,one has to plan and work hard for its realization. Effort,skill and persistence are all necessary. And very often,one has to get help from others,including advice and support in one form or another.

    My ideal is to become a doctor. It is said that the field of medicine is a well-paid profession,but I take it as a lofty profession entrusted with saving people’s lives. To realize my ideal I have concentrated on laboratory work to develop the analytical skills necessary to become a qualified doctor. I believe that I will realize this ideal one day.

    四级作文范文模版 第十四篇

    Morning came. the bell rang. i got out of the warm cotton-padded qui]t,quickly dressed myself,ran onto the playground,and playedon the parallel bars.

    A few moments later,more people came. they eercised themselves in various ways. some ran around the track. some played on the horizontal bar. still. some played basketball,trying to shoot group of girls were walking on the balance beam by couple of strongly-builtboys made graceful movements 0nthe flying rings. over there,several old men and women did shadow-boing.

    At eactly 6:30,music came for people to do eercises to radio music. for ten minutes all the people on the playground were seen bending down and straightening up,turning left and right. its really a beautiful sight to look at!

    四级作文范文模版 第十五篇

    is known to all,_______.

    to get accustomed to_________.

    fact,_______.

    reasons of________lie in several aspects.

    ,________.

    ,________.

    ,_________.

    ,_________.

    a matter of fact,_________.

    the one hand,_________.

    the other hand,__________.

    ,___________.

    四级作文范文模版 第十六篇

    Some people tendto stick to their positions all the time, as they think the longer one works in a particular field, the more skillful one will be at it. Some have been teachers all their lives. Some devote their life energy to scientific research. Such people love their work and turn out to be specialists in their own field. They are usually high achievers.

    Some are different. They are in the habit of job-hopping, for they always pursue what is new and stimulating. They never seem content with their present situation. Some like to meet more people, make more money and new acquaintances, so they hopfromjob to job.

    As far as I am concerned, I want to be professionally strong. I am not in favor of frequent job hopping, as the saying goes Jack of all trades, master of none. But I want to have opportunities for advancement and as many colleagues as possible to cooperate and communicate with so as to be more creative and less partial.

    四级作文范文模版 第十七篇

    In recent years, all kinds of electronic dictionaries and translation software have been developed. With the development of technology, these electronic dictionaries and software can help us translate not only words and phrases but even sentences and paragraphs. So some people come to the conclusion that machine translation will replace traditional human translation. However, I couldn’t agree with this argument.

    Admittedly, translation machines and software bring much convenience for our study and our work. With them, we needn’t bother to leaf through the heavy dictionaries. However, machine translation has its disadvantages. First, generally speaking, translation software only can give direct translation, which is sometimes not in accordance with the original articles in logic and meaning. Second, some people depend on electronic dictionaries and software too much, which is unfavorable to their improvement in language ability.

    Considering the above-mentioned, I think that machine translation cannot replace human translation, but it is a good

    四级作文范文模版 第十八篇

    Currently,many problems concerning the safety of food have popped up. As for me,I believe at least three factors account for this issue.

    First,I observe that profits drive many food producers to commit illegal things. They aim to gain more money at the expense of consumers health. Second,the overuse of agricultural pesticide has resulted in the degradation of food quality. The excessive pesticide bears enormous health hazard for people. Furthermore,some food producers inject hormones into domestic animals so as to make them grow more quickly and thus they can turn in more profit. As a result,peoples health has been seriously disturbed.

    All in all,food safety is such a great concern,and we all should do establish laws and implement them effectively to avoid producing toxic foods.

    四级作文范文模版 第十九篇

    In current society,we come across too many people who put much emphasis on many cases,________ has become the sole criterion for judging a person’s __________. I argue that we should not put too much emphasis on ________. To begin with,we should not take it for granted that those who __________ will naturally ______________. Moreover,_____________. Yet, _____________. The above discussion points to a fact that _______________. Consequently,it is of vital importance for us to realize that _____________.

    在当前的社会中,我们遇到的人太多了,谁把重视__________,________,在许多情况下,已成为唯一的标准,用于判断一个人的__________。

    我认为,我们不应该把太多的'重点放在________。首先,我们不应该把它视为理所当然,那些谁__________自然______________。此外,_____________。然而,_____________。上面的讨论指向一个事实,即_______________。因此,它是至关重要的为我们认识_____________。

    四级作文范文模版 第二十篇

    omen are playing an increasingly important part in society today. long age, women only did something in the kitchen or at home. now many of them have serious jobs to serve for people. what men can do so can women.

    with the changes in their social role, women’s position in the family has been improved as well. today in the family, the wife often lots her husband to do something at home bat ago, only women did something. men are foned of doing something at home.

    豹眎n spite of these changes, the liberation of women has not been completely realized. sometimes, the matter, the husband hitting has welf, often happened. in the factory the wonmen to as much as the men, but they are paid less than the men. some people have not completely realized the liberation of women.

    四级作文范文模版 第二十一篇

    Due Attention Should Be Given To Spelling

    Correct spelling is a basic skill in English study. However, nowadays many students do not pay much attention to it.

    They have their own reasons for misspelling. First of all, they like an easy way of studying, which causes some omissions and changes in spelling. Second, the teachers might not be very strict in students spelling. In China, teachers seem to be more concerned with grammar and vocabulary but not spelling.

    To change this situation, in my opinion, the teachers and the students should work together. On one hand, the teachers should give more attention to students spelling, asking the students to be conscious of the importance of correct spelling from the very beginning of their English study. On the other hand, the students themselves are supposed to be aware that correct spelling is a must in English study.

    To sum up, correct spelling is so important that both students and the teachers should spare no efforts to achieve correct spelling.

    四级作文范文模版 第二十二篇

    xxxIf you don’t want to wake up and find you have no pants to wear,you’d better put themon in sleep,xxx goes a popular joke among students. Obviously,campus thefts have becomeincreasingly annoying as they occur far more often than before. And it seems that the thievesare less choosy these days,with their targets ranging widely from bikes,cell phones,purses,pre-paid IC cards to sunglasses,bags,and even underwear. In short,anything that worth adime is likely to be stolen.

    What makes students the easy targets? The reasons are not hard to find. But I believe ofall these reasons,the lack of anti-theft alertness is the most important. For lack of alertness,the students tend to leave the doors and windows wide open during sleep at noon or at nightin summer. For the same reason,they’ll also leave their bikes unlocked before a store or by aroad,or forget to take away their personal stuff before they go out of the classroom to make aphone call. These acts undoubtedly have increased their exposure to the light-fingeredmonsters.

    In order to minimize possible losses,the students must stay on guard in the first place,asawareness of the thefts around often makes a big difference. To be more specific,thestudents should not hide any tempting amount of cash in the dorm. Put it in the bank not leave any valuable items unattended. Take them wherever you go. Inaddition,it’s advisable to develop a neighbourhood watch programme with other students inthe dorm and neighbouring dorms.

    四级作文范文模版 第二十三篇

    The use of translation apps is becoming increasingly popular. Why? Admittedly, in the contemporay society, an increasing number of people, with the help of translation apps, find it convenient to read foreign literature or essays.

    On the one hand, these apps can bring users greater efficiency and help them save more time or energy, particularly for those who have no knowledge of a foreign language. For instance, a host of people may have a variety of difficulties or troubles in learning English, but with the assistance of these apps, it will not be difficult for them to read and understand English materials. On the other hand, it is these apps that cuase some learners to lose motivation for studying. With Apps in hand, they are not willing to do their utmost to memorize new words, pratice speaking or writing skills every day. Fianlly, they will fail to get a good command of any foreign language.

    I, as a college student, deem that it is of great necessity for youngsters to use translations apps in a rational way. We should bear in mind that any translation app is merely a tool. Provided that one intends to master a foreign language, it is advisabel to practice each day instead of relying on translation apps.

    四级作文范文模版 第二十四篇

    College Students‘Living Condition

    Recently, the living condition of some college students is frequently referred to as “dwelling-narrowness”. In fact, this embarrassing situation is very serious that few of us can fail to meditate on the causes of it.

    In the first place, it‘s difficult for graduates to bear the high cost of life in big cities. Poor payment thus gives rise to bad living conditions. Next, college students are more ambitious. Many of them are eager to compete in big cities like Shanghai and Beijing, where talents are abundant and positions are limited. Refusing to go back hometown let them suffer in big cities, which indirectly make their situation worse.

    Generally speaking, college students should be more qualified to better themselves and adjust their goals according to the reality.

    四级作文范文模版 第二十五篇

    at 9:00am october 25st(25th)20_, i saw a traffic accident on daxue road. at that time, i was on my way to school.

    when i turned right on the corner, a motorbike knocked into a small car. the motorbike was red, and there are(were)two persons on the motorbike. the car was yellow. the motorbike fell down, and the two persons on the motorbike were slight injured. the (car)driver came out of the car at once, and asked about the two persons. as soon as i saw that, i made a telephone call to traffic police arrived in a short time.

    according to what i saw, i thought there may be one reason leading to the accident. that was the motorbike kept too short(a)distant from the car. when the car slowed down, the motorbike couldnt slow down in time. so the accident took place.

    四级作文范文模版 第二十六篇

    Nowadays,more and more undergraduates are pursuing fashion. Some of them even cut down the expenditure on books and meals to satisfy their desire for fashionable items.

    The blind following of fashion has had a great influence on college students. First of all,the pursuit of fashion has made many college students get lost. Some of them even fail to focus on their study. Secondly,it is a costly hobby to follow the tide,which will impose great financial burden on their parents.

    As far as I am concerned,college students should cherish ambitions rather than become slaves of fashion. As for them,the main task on campus is not to pursue fashion but to study. All in all,undergraduates should adopt a more reasonable attitude towards the pursuit of fashion.

    四级作文范文模版 第二十七篇

    Were I supposed to introduce one place in my campus for my foreign friend,the first place come up to our mind automatically is the student pavilion.

    The reason why I am in favor of it is that student pavilion plays a positive role in improving students studies. Due to their heavy schedules,students are often busy with textbooks and seldom expose themselves to a colorful life. But the place which holds a variety of activities from time to time range from academic to recreational,such as academic reports,speech contests,paintings clubs,etc. All these activities provide opportunities for students to enrich their knowledge and relax themselves.

    All in all,student pavilion opens the door for students to develop and enjoy themselves. I am sure if you come to the student pavilion,youll be bound to love it.

    四级作文范文模版 第二十八篇

    It gives me great pleasure to welcome you to our university. Thank you very much for visiting our university in spite of your busy schedules.

    Huatsing University,under the direct leadership of the China State Ministry of Education,boasts a tradition of academic excellence. Founded in 1943,Huatsing University has grown to a comprehensive university combining science,engineering,law and liberal arts. HU has an enrollment of 9527 degree candidates and 202_ members at faculty. HU,with the outstanding scholarly achievement,eclipses any other universities and colleges in China. HU students display their talents in a wide array of extracurricular activities and win a range of national awards. That's all. Thank you.

    四级作文范文模版 第二十九篇

    from the novel, we can see that the students like read(reading)novel, at the same time, only (a)small part of students like read(reading)science and art.

    the reason to(for)this is novel is intereting(interesting), students like reading it. most of the students read too much(many)major books when they have classes, so they want to read some(something)interesting (when)they have time. novel can let them relax(relaxed). so they choose novel.

    i like read(reading)novel, by reading it i know a lot of things, i also relax my brains. so i choose the novel.

    四级作文范文模版 第三十篇

    While we often hear some people say that they have great plans and fantastic dreams,they seldom put their plans into reality. These people are the talker not the actor. However,it is the actor not the talker who can achieve the goal.

    Rome was not built in one day. We should realize our dream step by step. Although one day’s improvement is little,it can finally become tremendous,so we should not look down upon the trival things. Take study for example,those who stand out in the class are often not the smart ones who ignore everyday actions but the ones who are deligent and devide their dreams into everyday’s action.

    Therefore,go out there to see what happens,and go out there to make something happen. Only when you go out to act everyday can you make your dreams come true

    四级作文范文模版 第三十一篇

    Recently, people in growing numbers show their concern about selecting courses. In some colleges, students are permitted to pick out their courses professors freely. The reasons are listed as follows:

    In the first place, students can choose the teacher according to their interests, which will be helpful for their future careers. Besides, selecting courses can reduce the rate of students absence indirectly for students usually choose their favorite teachers.

    As far as I am concerned, every coin has two sides. On the one hand, students may learn the course better, because they may choose the professor they liked. On the other hand, if the professor who is very popular and a great number of students would like to attend his/her course, the classroom must be overcrowded. It will have a bad impact on the class.

    四级作文范文模版 第三十二篇

    1.For this part, you are allowed 30 minutes to write a short essay based on the chart below, which shows the variation in carbon emission from three different fossil fuels from 20xx to 20xx. You should first summarize the changing trend of the consumption of the three different fossil fuels and then give some reasons about it. You should write at least 120 words but no more than 180 words.

    【】From the chart above we see that the carbon emission from coal decreases sharply, from 40 million tons in 20xx to less than 3 million tons in 20xx. In 20xx, the carbon emission from oil hit 40 million tons but will reduce to 20 million tons in 20xx. Besides, the carbon emission from natural gas increases, from 5 million tons in 20xx to 18 million tons in reasons account for the variation in carbon emission. Firstly, people might cut the amount of coal they use and increase the use of natural gas since natural gas is a “cleaner” fuel than coal or oil. Secondly, because of the undertaking of energy-saving project, efforts have been made to raise the efficiency of energy utilization. What’s more, since the earth is getting warmer, large attention has been paid to the importance of environmental protection.

    】Credit card offers a convenient way to buy goods but every coin has two sides. From the cartoon above we see that credit card can lead to unmanageable debt and financial crisis if used unwisely. So people should keep in mind the risk of using credit card and try to spend money , before applying a credit card, people should make sure whether they can afford to pay back money spent on the card. Second, it is very important to work out what kind of card meets their needs. Third, people should try to pay their balance in full every month, or they will be

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